Categories: Health

ICICI Lombard General Insurance: Top Plans

July 27, 2016

ICICI Lombard General Insurance Company (IRDA Reg. No 115) is a joint venture between ICICI Financial, one of the biggest private sector banks, and Lombard Canada, a company related to Canada’s Fairfax Financial Holdings.

Founded on 30th October 2000, ICICI Lombard General Insurance Company  (IRDA Registration no. 115) gives a wide range of  policies like domestic, motor, journey and health insurance. The organization has brought collectively ICICI Financial Institution’s modern techniques, operational efficiency and remarkable customer service, and Lombard Canada’s trust. ICICI Lombard has taken the preserve of marketplace and is doing very well in auto insurance, medical health insurance, travel insurance and many others. They provide coverage to people and monetary protection to businesses.

Plans by ICICI Lombard


This is a basic medical health insurance plan by ICICI Lombard. The plan can be had as an individual and family floater policy as well.

Individual coverage

  • This policy offers entire health coverage within a range of INR 2,00,000 to INR 10,00,000 for people of any age above 6 years.
  • Advantages provided consist of pre and post hospitalization expenses, day-care methods,  cashless advantage, health takes a look at-up, and so forth.
  • Hospital day to day expenses, critical illness insurance and many others.

Family Coverage: This is a primary circle of relatives floater plan which covers fitness fees of the complete family inside the variety of INR 2,00,000 and INR 10,00,000.

  • A maximum of 2 adults and three children of any age above three months can be protected under this plan.
  • Benefits provided consist of pre and post hospitalization prices, day-care treatments, no-claim bonus, cashless facility and many others.
  • Per day cash advantage,  critical coverage etc. can be delivered one at a time inside the policy.

If you are planning to buy ICICI Lombard iHealth coverage plan or need to undretsnad better about the related phrases and situations, then you must search online as there are several portals which can help you in the same.

Health Care Plus

It is a top performing plan. These plans have an agreed upon deductible quantity to be paid at the time of claim. More information approximately the insurance supplied under the plan is noted underneath:

  • It is a plan for people between age five years and sixty-five years of age
  • The insurance amount is of INR 5,00,000 and INR 10,00,000 and the deductible amount can be between 2,00,000 and INR 4,00,000.
  • Advantages of dental treatment, cashless claim, no sub-limits (no room rent restriction, no ICU room limit and so on) among others are provided.

Personal Protect

This plan by ICICI Lombard gives coverage in case of injuries anywhere in the world:

  • The insurance is offered in the range of INR 3,00,000 to INR 25,00,000
  • People between age group 18 years and eighty years are included underneath this coverage.
  • A compensation amount, declared by way of the proposer, is paid to the nominee in case of accidental demise.
  • The plan covers permanent or transient general disabilities, accidents with damaged bones or burns as well as ambulance expenses.
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